Blog
How this stuff actually works.
Plain explanations of UK pensions, ISAs, fees and inheritance tax — what the mechanism is, what it costs you to get wrong, and the questions worth taking to an adviser. No recommendations: we are not authorised to give any, and would not want to.
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Owning your data
What “zero-knowledge” actually means
Every app says your data is encrypted. Almost all of them can still read it. Here is the difference between encryption that protects you from outsiders and encryption that protects you from the company holding your data.
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The scattered picture
How many pensions do you have?
Most people who have changed jobs a few times have more pension pots than they can name. Here is how they pile up, what the scattering actually costs, and how to find the ones you have lost track of.