Your firm. Their whole financial life. Under one glass roof.
Atrium is the platform behind your client portal. Every account, every pension, every policy, every property — gathered for your clients in your colours, under your brand. Zero-knowledge encrypted, FCA-aligned, and built so we recede entirely behind your firm.
Imagined: Hadleigh Wealth Partners — running on Atrium
What lives in the Atrium
Every aspect of a client's financial life, in one tended view.
Most adviser portals show you a portfolio. Atrium shows you the household — every account, every commitment, every milestone — across six aspects of personal finance, branded and presented as your firm.
Cash flow
Live
Multi-account aggregation through Open Banking, CSV and PDF — visualised as a Sankey of how money actually moves through the household.
Wealth
Live
Properties, investment accounts, GIAs, ISAs, LISAs, junior ISAs, SIPPs and the long tail of held assets — totalled into a single net-worth view.
Protection
Live
Life cover, income protection, critical illness, private medical, household, motor, travel — every policy your clients hold, in one place.
Housing & mortgage
Live
Property, mortgage balance and rate, equity, refinancing milestones — and how it all fits into the wider picture of the household balance sheet.
Retirement
Live
Pots, contributions, projected drawdown and state pension — answering the only question that really matters: when can I retire?
Personal details
Live
The household around the money — partners, dependants, employment, dates of birth. The fact-find that everything else depends on.
Why advice firms switch
We had a back-office tool, a planning tool, a portal, and four spreadsheets. Atrium was the first thing our clients actually opened — because it was ours.
— Imagined adviser. Real composite of conversations.
How the glass works
White-label, end to end.
Atrium is the structure. Your firm is the front, the name, the relationship. We don't put a logo on the login page, write to your clients, or appear in their search results.
You bring your brand.
Logos, colours, typography, domain. Your clients log in at portal.yourfirm.co.uk — never at ours.
We bring the platform.
The infrastructure, the integrations, the encryption, the FCA-aligned data handling, the iOS and Android apps. All maintained by us, all invisible to your clients.
Your firm is the only name they see.
Welcome emails, document templates, support — every touchpoint, in your firm's voice.
The first cash-flow view your clients won't close in 30 seconds.
A Sankey diagram of how money actually moves through the household — income on the left, essentials, discretionary spend and savings on the right. Re-categorise in two clicks; transfers between accounts pair automatically.
Open Banking aggregation across 50+ UK providers
CSV and PDF statement parsing for the long tail
Rule-based auto-categorisation that learns from each correction
Cross-account transfer reconciliation, multi-pass within ±3 days
A stylised view — the real Sankey is interactive, with hover-detail for every flow.
Inside the atrium · feature spotlight
When can your client retire? Atrium just answers.
Most planning tools ask you to pick a retirement age and then tell you the gap. Atrium projects month-by-month and returns the earliest age at which the pot, contributions and state pension cover the post-retirement outgoings — without running out before assumed life expectancy.
Pre- and post-retirement outgoings, with sensible defaults from the live cash-flow data
State pension factored in at the right age, not as a lump assumption
Pension-access age (currently 57) modelled separately from state pension age
Re-runs in milliseconds whenever a number changes — explore, don't recalculate
A stylised view — the real chart breaks the income stack into employment, state pension and drawdown.
Why FCA-regulated firms choose Atrium
Zero-knowledge by construction.
Your clients' data is encrypted on their device with a key derived from a master password we never see. The server stores ciphertext only. Even Atrium engineers — even subpoenaed Atrium engineers — cannot decrypt a single transaction, balance, or note.
For the IFA buyer that has spent the last decade explaining data-handling to clients, this is the easiest compliance conversation you'll have all year.
Argon2id derives a master key from the client's password (memory-hard, calibrated per device).
XChaCha20-Poly1305 encrypts every record before it leaves the device.
X25519 sealed boxes handle cross-device sharing.
libsodium implements all of it. The server only ever sees opaque blobs and authentication metadata.
Built for the long view
The atrium changes through the year. The structure doesn't.
Tax thresholds shift. Allowances reset. Pension ages move. Markets do whatever markets do. Atrium absorbs the changes so your clients never need to. You see new capability arrive; they see continuity.
