About us
Your pensions, savings and debts in one place, encrypted so only you can read them.
Tessera puts everything you own and owe on one page and works out what it adds up to.
Why Tessera exists
If your money sits with several providers, each one has its own login and its own statement. Seeing it whole takes an evening with a spreadsheet, and the spreadsheet is out of date by the next statement.
Tessera keeps it all in one place and adds it up for you: your net worth, what is left over each month, when the mortgage is paid off, whether you could retire when you want to, and how close you are to your goals.
Your figures are yours
Your figures are encrypted in your browser with a key made from your master password. The key never leaves your browser. We store and back up the encrypted copy, and we cannot read it. Neither can anyone who makes us hand it over.
You can download everything as a file whenever you like, and you can delete your account and all of its data from your settings.
What we don't do
Tessera is an information tool. It does not give advice, and it does not recommend products, providers or funds. It shows your figures and works out what they add up to against the plan and goals you set.
When you want guidance, you invite it in. You can connect your own AI to ask about your own figures, or send your figures to an FCA-authorised adviser with a question. Any decision about your money stays with you and your adviser.
Who makes it
Tessera is made by Spade Studio. To get in touch, email hello@spadestudio.io.
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